Month: July 2016

National Bankcard Monitor’s Consumer Debt Analysis Is Essential To Eliminating Debt

Posted by admin on July 11, 2016

National Bankcard Monitor’s consumer debt analysis services are
essential to getting rid of your debt because they provide you with
interest savings services that will help you pay off your debts faster.
National Bankcard Monitor’s debt analysis services can be pivotal when
recovering from debt. Below, you will find some of the reasons why these
services are essential and how they will help you. Companies like
National Bankcard Monitor provides consumer debt analysis services
tailored to each valued client’s individual needs. Additionally,
National Bankcard Monitor evaluates debt to provide customized plans
that make financial freedom an obtainable goal. Without National
Bankcard Monitor’s premier debt analysis services, consumers would have
limited options on to get debt under control and finally improve their
financial situation.

National Bankcard Monitor’s debt analysis service allows you to reduce your debts in less time

Oftentimes,
debt accumulates high interest rates. This perpetuates your debts,
making your monthly payments stretch out over several years. National
Bankcard Monitor’s debt analysis program can eliminate high interest
rates on your credit card accounts without damaging the positive
relationships you have with your creditors. A larger percentage of your
monthly payment will be applied to the principle amount that you owe,
thereby decreasing the amount of time that you’ll have that bill hanging
over your head.

National Bankcard Monitor also provides a free
Interest Savings Concierge service that provides you with more
information regarding interest rates and even more potential savings
over the lifetime of your debts. National Bankcard Monitor has been
providing this service to new and current clients to enhance the value
of their premium debt analysis services. With National Bankcard
Monitor’s extended services, customers can expect to save thousands of
dollars in interest payments and begin building a financially free life.

National Bankcard Monitor will provide you with a plan for success in the future.

Part
of being successful with recovering from debt is about developing a
plan for success. National Bankcard Monitor has served consumers for
many years with financial coaching and planning services that have the
singular goal of liberating people from debt.

National Bankcard
Monitor will give you a personalized plan to help you with your debt
accounts while you maintain control of your debts. You are never taken
out of the driver’s seat with National Bankcard Monitor’s debt analysis
service. Your free Interest Savings Concierge will work alongside you,
suggesting various options that apply to your individual situation and
empower you to make informed decisions that will help you reduce your
debts. National Bankcard Monitor provides continual customer support and
ongoing information to increase the efficacy of their debt analysis
programs.

So do everything you can to finally put an end to the
debt by contacting National Bankcard Monitor today to set up a no-risk,
no-obligation interview to see if National Bankcard Monitor’s debt
analysis program will help you.

Debt Collection Solution to Handle More Business And New Clients

Posted by admin on July 7, 2016

If you collect money, you need the right debt collection solution as
soon as possible for more reasons than one. First of all, when you find
the right solution, you will able to handle more business with exemplary
ease, generating more profile. At the same time, the right solution is
likely to change the way you see client acquisition as you will able to
bring more clients without any difficulty. Secondly, if you want to
survive in an industry that’s already dealing with too much competition,
you have no choice but to try to get an edge over the others.

Why you should look for a debt collection solution?

First
of all, it is imperative for you to recover more debt even if you have a
limited number of resources with you. Secondly, if you want your
collection agency to flourish, you have to the necessary measures to
improve efficiency. Thirdly, if you do not do anything to automate the
routine tasks, your agents and reps are likely to find it difficult to
cope up with the increasing requirements. Last but not last, if your
business is growing, you cannot work at the same old pace and need to
find a quick and easy way.

How you can find the right debt recovery software?

Firstly,
it is imperative for you to take the size of your business into
account. For example, for a mid-sized agency, any software that
automates the work queues and at the same time, ensures that your reps
have access to web based tools, is likely to be one of the most feasible
options. Secondly, it is advisable that you make a note of your
expectations especially when you fail to find a comprehensive solution.
For example, if your aim is to please your clients, then you may want to
look for software that can help them in accessing the relevant reports.

What you can do with the right debt recovery software?

Some of the benefits that you can reap with ease follow:

If
you have always wanted to optimize your workflow, the right software
can help you in accomplishing your goal.It is possible that your
business needs are different from the others. In such a situation, you
can easily tailor the collection strategies with the help of the
software.If you have the software, you may not have to invest in
additional resources for generating management reports as the former is
likely to satiate your requirements and give you detailed reports.

Financial Services PR Firm Convince That The Financial Sector is Trustworthy And Can Meet Their Need

Posted by admin on July 5, 2016

In
the wake of recent developments on the world stage, individuals from
all economic situations have been forced to make drastic and sometimes
devastating cuts in their expenses in a valiant attempt to stay afloat
financially. Many individuals who previously considered themselves to be
affluent are being forced to rethink their spending habits or face
destitution. People simply do not have the money to waste on frivolous
expenses these days. Every expense has to be carefully examined to
ensure that its usability warrants its costs. Many leisure goods and
services are the first items to be cut, as they are the most essential,
even if they provide lightness to life. After these types of expenses
have been cut, many individuals resort to cutting down on household
expenses. This means ensuring that lights are turned off when not in use
and eating out less, and buying more cost efficient foods. People of
all income brackets, especially those in middle class and lower income
families, have to watch what they
spend so that they continue to live a decent life.

Amidst
all these significant cuts, people still want to have their money do
the work for them in terms of investment. They want to invest wisely and
efficiently so they do not have to worry about their family’s financial
future. But many individuals still think that the financial services
community is to blame for the recent economic downturn. Greedy mortgage
brokers sold sub prime loans to clueless poor families who had no chance
of paying them back, resulting in a glut of foreclosures. Shady stock
brokers sucked all the life from the market in a shameful display of
avarice and greed. So it stands to reason then that individuals who have
to watch what they spend will be wary of utilizing the services of a
financial services company if they believe that the company will rob
them blind.

Thusly, many financial services providers have begun
enlisting the services of a highly qualified and fully licensed
financial services pr firm. By employing a highly qualified and fully
licensed financial services PR firm, financial services companies hope
to repair their damaged reputations so that people have faith in the
financial sector again. This is the only way the financial sector can
hope to combat the mountains of bad press they seemed to have generated
in the wake of the financial collapse of 2008. This is why highly
qualified and fully licensed financial services PR firms have started to
use humanizing stories of financial services employees in the press.
This serves a twofold purpose. The first is to put a human face on a
somewhat faceless industry. The second is to drive business to a
particular financial services company through an increase in the
positive press surrounding that company. People will be more willing to
part with their hard earned funds if they think that they will get a
fair shake in the marketplace and will not be left destitute because
they chose to deal with an unscrupulous financial services provider.

A
highly qualified and fully licensed financial services pr firm has to
uses social media to remain relevant in this day and age. This is the
only way to stay current and to reach as many people as possible. If
financial services PR firms only do business as usual, they will not get
anywhere. Financial services PR firms have to think outside the box in
order to be successful.

More Choice of Mortgage Deals for High Deposit Borrowers

Posted by admin on July 4, 2016

Over the last six years the number of deals available to high value
mortgage clients has been decreasing. As lenders have fallen by the
wayside and those that remain have become more reluctant to lend, the
choice of large mortgage deals has fallen sharply.

However, new research has found one area of the
residential property sector which has benefited over the last six years:
those buyers who are seeking a large mortgage and have a large deposit.
Typically these buyers will be high net worth clients looking to borrow
less than 60 per cent of their home’s value. The number of deals
available to these clients has increased significantly during this time
as lenders compete for such low-risk business. Here, we look at the one
area of the mortgage market that is seeing strong competition, in
contrast to the major part of the market in the UK.

Research
from financial analysts Moneyfacts has discovered that the number of
mortgage products in the 60 per cent ‘loan to value’ bracket has
rocketed since 2007. There are now approaching 500 deals available for
people with a 40 per cent deposit, compared to just 21 in October 2007.


Sylvia Waycot, of Moneyfacts.co.uk, said that in 2007 lenders offered
high loan to values as a norm. High income multiples and sub-prime were
not automatically rejected. This all changed in 2008 with the onset of
the banking crisis. High loan to values quickly disappeared and even
today are few and far between. They were predominately replaced with the
60 per cent loan to value which is virtually risk-less to any lender
and as a result, the first-time buyer market has stagnated.

At
times price wars have broken out between lenders keen to secure high
deposit mortgage business. Banks in the UK such as HSBC have even
offered five year fixed rate mortgages at under 3 per cent.


Hugh Wade-Jones, director of London mortgage adviser Enness Private
Clients, said that while mortgage deals for first time buyers and for
those seeking higher loan to values are hard to come by, there are
plenty of deals if you are a large mortgage borrower looking for under
60 per cent ‘loan to value’. The low risk nature of this type of
borrowing has led many lenders to offer superb rates in order to attract
good quality large mortgage business.

As well as the mortgage
deals reported by MoneyFacts there are countless more products available
through private banks in the UK and overseas. High value mortgage
clients who need over 500,000 at a low “loan to value” have a superb
choice of deals right now.

The Government’s Funding for Lending
scheme has been a contributing factor to the increased choice of deals.
There were 87 new products at 60 per cent loan to value in the first few
months of the schemes introduction. However, some experts believe the
government initiative is not targeting the right type of borrower as it
was designed to help first time buyers without a large deposit. Yet the
number of new deals available for those with only a 10 per cent deposit
remains limited. It has simply improved the choice of deals for those
seeking a large mortgage, who already had a good range of choices
anyway. Only time will tell if the government’s new Help To Buy scheme
will redress this imbalance.